Dr. Pankaj Sahu– Dibrugarh University

[email protected]

Dr. Pankaj Sahu

Assistant Professor, Department of Commerce

Email - [email protected]
Department of Commerce
Designation - Assistant Professor

Profile
Publications

Profile

Educational qualification:

B. Com (Accounting and Finance), Lakhimpur Commerce College
M.Com (Finance), Department of Commerce, Dibrugarh University
M. Phil, Department of Commerce, Dibrugarh University
Ph. D, Department of Commerce, Dibrugarh University

Others:

PGDHE
NET- JRF
SLET

Area of Interest:

Financial Literacy, Behavioral Finance, Taxation.

Past Teaching Experience in UG and PG Courses:

Assistant Professor in the Department of Commerce, DHSK Commerce College, Dibrugarh. 03-01-2020- 31-07-2024
Guest faculty in PG Department of Commerce, DHSK Commerce College, Dibrugarh
Taught as JRF scholar in Department of Commerce, Dibrugarh University
Taught as a Part Time Teacher in Dibrugarh University Institute of Engineering and Technology (DUIET)
Taught as a Part Time Teacher in Centre for Computer Science and Application (CCSA), Dibrugarh University.
Worked as a Faculty in Commerce, Reverend William Junior College, North Lakhimpur

Outreach Activities:

Acted as Guest Speaker, Delhi Public School, Duliajan on the topic “Vision Vanijya”
Acted as Guest Lecturer, Department of Commerce, Doomdooma College.
Acted as Resource Person, on Financial Literacy of College Students, organized by Department of Accountancy, Lakhimpur Commerce College.
Acted as Resource Person, on “A talk on Financial Literacy”, organized by NSS Unit, DHSK Commerce College.
Acted as Resource Person, on Financial Literacy of College Students, organized by Department of Commerce, Sadiya College.
Acted as Resource Person, on the topic “Financial Literacy”, organized by PNGBCN, Dibrugarh University.

Collaborations:
Academic Collaboration as Resource Person for Edusol Pvt. Ltd sponsored by Bombay Stock Exchange (BSE)

Conducted BSE sponsored Financial Literacy Programme for students in Doomdooma College, dated 31-05-2022
Conducted BSE sponsored Financial Literacy Programme for students in DHSK Commerce College, dated 21-12-2021

Publications

List of Publications (ISSN):

2023	Exploring The Role of Financial Literacy on Cultivating Savings and Spending Behaviour Among College Students. PIMT Journal of Research, Volume-15, No. – 4 (July-Sept) 2023 ISSN No: 2278-7925
2023	Private Banks Selling Financial Products: An Ethical Outlook, ADHYATMA : A Journal of Management, Spirituality and Human Values Vol 7 No 1 [ISSN: 2581-7809]
2023	Achieving Sustainable Development Through Financial Literacy of College Students: RBI Initiatives. International Management Review Vol. 19. Special Issue 2023 (UGC CARE LIST I)
2023	“A Study on Analysing & Predicting the Attitude Of “Gen Z” Towards Selecting Financial Institutions” Manager-The British Journal of Administrative Management, ISSN - 1746 1278, Volume 59 Issue 158 Jan 2023 Industry Qualifications, The Institute of Administrative Management, United Kingdom \| 105 (ABDC indexed)
2023	Announcement of Lockdown and Administration of Covid Vaccine and Indian Stock Market Response- An Event Study Analysis, Seybold Report, ISSN 15339311, Vol. 18, Issue 1 (Peer Reviewed)
2022	“A Year-Over-Year (YoY) Analysis on Prime Minister Jan Dhan Yojona (PMJDY) And Small Savings Growth in India”, International Journal of Multidisciplinary Research and Technology, ISSN 2582-7359, Impact Factor 6.328 (Peer Reviewed)
2022	"Impact Of Social Media On Tourism: A Study With Special Reference To Kaziranga National Park", International Journal Of Emerging Technologies And Innovative Research, Issn:2349-5162, Vol.9, Issue 1, Page No. A108-A117, January-2022, Available: http://Www.Jetir.Org/Papers/Jetir2201014.Pdf (Peer Reviewed)
2022	Usage of Over-The-Top (OTT) Services among the Students of Dibrugarh-Pre and Post Lockdown Investigation' Utkarsh Peer Review Research Journal, Vol. VIII, ISSN 2347-8381 (Peer Reviewed)
2022	“Awareness On Provident Fund: Eyeing from Customers’ Lens” Journal of The Oriental Institute, Vol. 71, (Special Issue) ISSN: 00305324 (UGC CARE LIST)
2020	A Study on Cost Benefit Analysis of Vermi-Compost Production in Dibrugarh Municipality Area of Assam, Utkarsh Peer Review Research Journal, Vol. VIII, ISSN 2347-8381 (Peer Reviewed)
2019	“An Empirical Study on The Impact of Bonus Issue on The Share Prices Of The Companies Listed In The Indian Stock Exchanges”, Vol-22-Issue-10-November2019, Think India Journal, (UGC CARE LIST)
2019	“Financial Literacy of Women Entrepreneurs: A Study on some select Women Entrepreneurs of Dibrugarh District” Adhyatma: A Journal of Management, Spirituality, and Human Values, July-December- 2019 Peer Reviewed Bi Annual Journal, ISSN 2581-7809 (Peer Reviewed)
2018	“Demonetization And Its Impact on Digital Transaction: A Study in SBI and HDFC Bank” Published in Review of Research, Volume 8 Issue 3. ISSN: 2249-894x Pp.65-80 (UGC CARE LIST)
2018	“Customers’ Perception Towards Third Party Products of Private Sector Banks Operating in North Lakhimpur Town” Published in Vanijya, Dibrugarh University Refereed Journal of Business Studies, Vol. 28, 2018, Pp.63-84 ISSN. 0972-6594 (Peer Reviewed)
2016	“A Study on Income Earners of North Lakhimpur Town and Their Perspective Towards Health Insurance” – Published in International Journal of Research in Commerce and Management. ISSN 2454-2326 Pp.90-93 (UGC Approved List)
2016	“A Study on Clients of Various Financial Service Users in North Lakhimpur Town.”- Published in North Asian International Journal of Multidisciplinary. ISSN 0976-2183 Pp.53-66 (UGC Approved List)
2016	“Participation Of Daily Wage Earners in Financial Services-A Case Study in Dibrugarh University Campus” Published In International Journal In New Innovations In Engineering And Technology. Volume 6 Issue 2. ISSN: - 2319-6319 Pp. 13-27 Available at http://www.ijniet.org/wp-content/uploads/2016/12/6203.pdf (UGC Approved List)

List of Publications (ISBN):

2024	Investing Bank Customer Awareness on Banking Ombudsman: A Study with reference to Bank Customers of Assam- The Evolving Economics and Commerce landscape- A Comprehensive Analysis.
2023	Consumer Insurance Behavior A Research Agenda for Consumer Financial Behavior (pp. 103-116). Edward Elgar Publishing. (Scopus Indexed)
2023	Effect of first lockdown announcement on the Indian stock market: An investigation of select 40 companies across nine sectors. In Building Resilient Organizations (pp. 74-88). Routledge, Taylor & Francis Group.ISBN-9781032322667 (Taylor & Francis Group)
2022	"An Investigation into Financial Literacy and Financial Inclusion among Daily Wage Earners in North Lakhimpur Town, Assam"- The intellect, Edited Book, ISBN-978-81-952976-4-1
2016	“Impact of Microfinance through SHGs on the Development of the Female Section of Rural Areas”- Rural development and Peoples participation in North East India. ISBN: - 978-93-5105-292-0

List of Seminar and Conferences attended and Presented

2023	Presented Paper entitle “Entrepreneurship as Source of employment: A study on the perception of the youth of Dibrugarh Town” on the two day ICSSR sponsored National Seminar on 75 years of Indian Economic Development: Rural Entrepreneurship for Sustainability, organised by Department of Commerce, Bihpuria College held on 31^st March and 1^st April, 2023.
2023	Presented Paper entitle “Importance of Financial Literacy in Achieving Self Reliant India” on the two-day ICSSR sponsored National Seminar on Aatmanirbhar Bharat Abhiyan and North East India, organised by Department of Commercial Law and IQAC, Lakhimpur Commerce College held on 3^rd and 4^th March 2023.
2022	Presented Paper on All India Commerce Conference entitled “Financial Literacy of the college Students: Evidence from Assam” organized by Dr. B.A.M University, Aurangabad held on 22-24^th Dec, 2022
2022	Presented Paper on “Awareness on Provident Fund: Eyeing from Customers’ Lens” Two Day Virtual International Conference On “Recent Advances in Sustainable Practices, Social Innovations and Entrepreneurship” Held On 17th & 18th February, 2022 Organized By Shri Krishnaswamy College For Women, Chennai
2022	Presented Paper Entitled “Impact of Covid-19 On the Students of Assam: A Behavioural Study” In the International Online Conference On Covid-19 Pandemic: Opportunities And Challenges, With Special Reference To North East India Organized By DHSK Commerce College In Association With Assam Kaziranga Univeristy Held On 30/06/2022.
2022	Presented paper on “Effect of First Lockdown Announcement On The Indian Stock Market: An Investigation Of Select 40 Companies Across 9 Sectors” The 4th International Conference On Impact Of Current Events On The Future Of Business Theme: Building Resilient Organizations Held On 7th To 9th April 2022, Organized By Vignana Jyothi Institute Of Management, Hyderabad
2022	Attended And Presented Paper entitled “Financial Literacy among college Students: RBI’s Role and Reach” on the Global Conference On Emerging Technologies, Business, Sustainable Innovative Business Practices And Social Well-Being” Held On 10-11 Dec, 22
2022	Attended And Presented Paper On “A Year-Over-Year (YoY) Analysis On Prime Minister Jan Dhan Yojona (PMDJY) And Small Savings Growth In India” In The NABARD Sponsored Conference On “Promoting Financial And Inclusive Growth” Organized By B.L. Amlani College Of Commerce & Economics, Mumbai
2020	Presented A Paper On “A Study On The Perception Of Select Research Scholars Of Dibrugarh University On Spss And Its Use In Research” In An International Conference On Application Of Spss And Statistical Data Analysis Organized By Eudoxia Research Centre Held On 29-30 April, 2020
2019	“Social Media As An Aid For Tourism: A Case Study Of Kaziranga National Park” ICSSR Sponsored National Seminar Held On 26^th And 27^th April, 2019, Organized By Department Of Commerce, J.D.S.G. College, Bokakhat, Assam.
2018	“Importance Of Financial Education Dibrugarh Town” ICSSR Sponsored National Seminar Held On 21^st And 22^nd March 2018 Organized By Department Of M. Com, Gauhati Commerce College.
2018	“Impact Of Demonetization On Debit And Credit Card Transactions- A Study In SBI And HDFC Bank” NEC Sponsored National Seminar Held On 28^th & 29^th September, 2018 Organized By Guahati Commerce College.
2018	“A Study On The Relevance Of Investment Awareness On Tax Planning” 3^rd National Conference Of NECIMA Held On 5^th And 6^th October, 2018 Organized By Department Of Commerce, J.B. College, Jorhat.
2017	“A Study On The Role Of Financial Literacy In Empowering Financial Inclusion” - UGC Sponsored Seminar Held On 27^th& 28^th June, 2017 Organized By Lakhimpur Commerce College.
2017	“A Study On The Problems Hindering The Growth Of Foreign Direct Investment In Northeast India” UGC Sponsored National Seminar Held On 16^th And 17^th October 2017, Organized By Department Of Commerce, C.K.B College Teok, Jorhat.
2016	“Tourism Industry And Economic Development-Problems And Prospects”- UGC Sponsored Seminar Held On 25^th& 26^th August,2016, Organized By Department Of History And Sociology, Harhi College
2016	“Micro Finance Through SHGs- A Tool For Empowering Women Of Rural Assam”-Icssr Sponsored Seminar Held On 24^th& 25^th September, 2016, Organized By Department Of Political Science, Dhemaji College
2016	“Impact Of Microfinance Through SHGs On The Development Of The Female Section Of Rural Areas”- Ugc Sponsored Seminar Held On 27^th & 28^th August, 2016, Organized By Department Of Economics, Harhi College
2015	“Microfinance Through Self Help Groups (SHGs). A Study On SHGs Linked With Rural Regional Bank Under Lakhimpur Development Block Of Lakhimpur District.”- UGC Sponsored Seminar Held On 21^st& 22^nd September,2015 Organized By Department Of Economics, Silapathar Town College.

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